It may not be the first thing that comes to mind when considering risks, but living a long life can be an investment challenge if you're not prepared.
Innovation and change in global energy markets
Posted by Steven W. Curbow and Jessica L. Wirth, Portfolio Managers and Equity Analysts | 1/6/12
Energy permeates every aspect of our lives, from the power plants that provide electricity to our homes and businesses to the factories that produce everything from cars to furniture.
More on longevity:
- Withdrawing too much in retirement limits how long your savings last (PDF)
- 2011: Retirement reform took center stage with debt debate | Robert L. Reynolds, 12/13/11
- Look to protect gains from volatility | Jeffrey L. Knight, CFA, 6/7/11
Beyond raising the prices of goods and services, inflation can erode the value of your investments. The right strategies may be able to help you stay ahead of it.
Capital Markets Outlook (PDF)
Jeffrey L. Knight, CFA, Head of Global Asset Allocation | October 2011
U.S. appears attractive in global context
More on inflation:
After the past two years, investors are acutely aware of the effects of market turbulence, and investments that address this risk are a critical component of any savings program.
Volatility creates opportunity with credit risk
Jeffrey L. Knight, CFA, Head of Global Asset Allocation | 12/7/11
Jeff Knight explains how absolute return strategies manage volatility and where he is identifying opportunities across markets.
More on volatility:
- White paper: Capital Markets Outlook | Jeffrey L. Knight, CFA, 10/18/11
We all need investments that can generate income - whether that income is for today or years down the road in retirement.
The case for high-yield bonds
Paul D. Scanlon, CFA, Co-Head of Fixed Income | 12/1/11
After enjoying two years of solid returns, in the third quarter of 2011 investors embarked on a "flight to quality" and all but the safest of asset classes posted significant declines.
More on income:
- Fixed Income Outlook (PDF) | Putnam Fixed Income Team, October 2011
Perhaps the most predictable challenge of all, taxes affect investors at every life stage. Like volatility and inflation, they can take a toll on your investments if you don?t have the right strategies in place.
Retirement matters: How does your state rate on taxes? (Infographic)
Financial planners suggest that finding the ideal retirement spot means weighing a number of pros and cons about each state - and not just the weather. As you see below, the size of the tax bite can vary greatly.
More on taxes:
- Traditional IRA/Roth IRA brochure (PDF)
- Estate planning (PDF)
Investors need access to at least some of their assets, especially in volatile times, but want to have the potential to earn greater returns than cash.
Yield-seeking investors may consider short-duration bonds (Video)
Michael V. Salm, Co-Head of Fixed Income | 12/16/11
Portfolio Manager Michael Salm explains the objective of the fund.
More on liquidity
