Perhaps the most predictable challenge of all, taxes affect investors at every life stage. Like volatility and inflation, they can take a toll on your investments if you don?t have the right strategies in place.

Tax-smart strategies for the next generation

 
Putnam Investmentes

Your financial advisor can help you decide which funds are best suited to your investment needs and whether or not it's time for a Roth IRA conversion. Putnam's wide array of mutual funds includes equity funds, such as Putnam Voyager Fund and Putnam Equity Income Fund; fixed-income funds, such as Putnam Diversified Income Trust; and other product offerings to meet a range of goals, including Putnam Absolute Return Funds, Putnam Spectrum Funds, and Putnam Global Sector Funds.

Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, or a summary prospectus if available, containing this and other information for any Putnam fund or product, contact your financial representative, call Putnam at 1-888-4-PUTNAM (1-888-478-8626), or click on the prospectus section to view or download a prospectus. Please read the prospectus carefully before investing.

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