After the past two years, investors are acutely aware of the effects of market turbulence, and investments that address this risk are a critical component of any savings program.

Managing volatility

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Putnam Investmentes

Your financial advisor can help you decide which funds are best suited to your investment needs and whether or not it's time for a Roth IRA conversion. Putnam's wide array of mutual funds includes equity funds, such as Putnam Voyager Fund and Putnam Equity Income Fund; fixed-income funds, such as Putnam Diversified Income Trust; and other product offerings to meet a range of goals, including Putnam Absolute Return Funds, Putnam Spectrum Funds, and Putnam Global Sector Funds.

Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, or a summary prospectus if available, containing this and other information for any Putnam fund or product, contact your financial representative, call Putnam at 1-888-4-PUTNAM (1-888-478-8626), or click on the prospectus section to view or download a prospectus. Please read the prospectus carefully before investing.

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