‡ Lipper is an industry research firm whose rankings are based on total return performance, vary over time, and do not reflect the effects of sales charges. Past performance is not indicative of future results.
Putnam Allstate Advisor
Putnam Small Cap Growth Subaccount
The subaccount seeks long-term growth of capital.
Fund description
The subaccount invests primarily in small and midsize companies, seeking hidden opportunities in stocks with growth potential that has been relatively unnoticed by investors. The portfolio can own growth and value stocks without a bias toward either style.
Sales story
Seeking opportunities in small and midsize companiesSmaller companies Often overlooked by Wall Street analysts, the stocks of smaller companies can represent attractive opportunities to firms with strong research capabilities.A flexible strategy The fund can own growth- or value-style stocks, allowing it to seek opportunities regardless of which style is in favor.Differentiated research The portfolio managers select stocks in a collaborative effort that emphasizes non-consensus critical thinking.
Management team
- Kathryn B. Lakin (Investing since 2008)
- Joshua H. Fillman (Investing since 2007)
- Elizabeth C. McGuire (Investing since 2014)
- William C. Rives, CFA (Investing since 2013)
Daily pricing as of 06/11/21
| with optional enhanced death benefits | ||
|---|---|---|
| Unit Value | $56.134283 | $54.612895 |
| Unit Value Change | 0.586575 | 0.570456 |
Lipper ranking ‡ as of 04/30/21
Category: Small-Cap Growth Funds
| Percentile ranking | Rank/Funds in category | |
|---|---|---|
| 10 yrs. | 80% | 64/80 |
| 1 yr. | 62% | 58/94 |
| 3 yrs. | 35% | 32/92 |
| 5 yrs. | 61% | 56/91 |
Quick facts as of 05/31/21
| Fiscal Year End | December |
| Asset Class | Putnam Allstate Advisor |
| Subaccount Status | Open to new investors |
| Number of issues | 88 |
| Turnover (fiscal year end) | 59% |
| Net Assets | $37M |
| Inception Date | 05/01/03 |
Performance
Performance as of 03/31/21
| Annualized Performance | Last Quarter | Year to Date |
1 yr. | 3 yrs. | 5 yrs. | 10 yrs. | Life of subaccount |
|---|---|---|---|---|---|---|---|
| Restated performance | |||||||
| Unit Value | 2.79% | 2.79% | 84.13% | 20.14% | 16.35% | 9.94% | 10.04% |
| Standardized | -6.15% | -6.15% | 74.13% | 15.41% | 13.08% | 7.21% | 8.39% |
| With optional enhanced death benefit | |||||||
| Unit Value | 2.75% | 2.75% | 83.85% | 19.96% | 16.18% | 9.78% | 9.88% |
| Standardized | -6.18% | -6.18% | 73.85% | 15.22% | 12.90% | 7.02% | 8.20% |
| Actual performance | |||||||
| Unit Value | 2.79% | 2.79% | 84.13% | 20.14% | 16.35% | 9.94% | 10.04% |
| Standardized | -6.15% | -6.15% | 74.13% | 15.41% | 13.08% | 7.21% | 8.39% |
| With optional enhanced death benefit | |||||||
| Unit Value | -- | -- | -- | -- | -- | -- | -- |
| Standardized | -- | -- | -- | -- | -- | -- | -- |
Annual Performance at NAV
| 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
|---|---|---|---|---|---|---|---|---|---|
| -7.28% | 12.94% | 32.42% | 5.71% | -8.77% | 14.08% | 6.59% | -14.92% | 35.73% | 46.52% |
| With optional enhanced death benefit | |||||||||
| -7.42% | 12.76% | 32.22% | 5.55% | -8.90% | 13.91% | 6.43% | -15.05% | 35.53% | 46.30% |
Restated performance
Monthly as of 05/31/21 |
|
|---|---|
| Unit Value | -4.86% |
| Standardized | -13.26% |
YTD as of 06/11/21 |
|
|---|---|
| Unit Value | 3.91% |
| Standardized | -5.11% |
With optional enhanced death benefit
Monthly as of 05/31/21 |
|
|---|---|
| Unit Value | -4.87% |
| Standardized | -13.27% |
YTD as of 06/11/21 |
|
|---|---|
| Unit Value | 3.84% |
| Standardized | -5.17% |
Unit values and performance information shown apply to the specific annuity product listed, not the underlying Putnam Variable Trust fund. This information should not be used by investors who hold an interest in Putnam Variable Trust funds through a different annuity or other variable product. The unit values and performance of other variable products that offer Putnam Variable Trust funds may be higher or lower due to product charges and expenses or other factors.
Data is historical. Past performance is no guarantee of future results. More recent returns may be less or more than those shown. Investment return and principal value will fluctuate, and you may have a gain or a loss when you sell your units.
Returns shown for the subaccounts for periods before their inception are derived from the historical performance of the underlying fund, adjusted to reflect the mortality, expense risk, and surrender charges applicable to this product and do not factor in the annual $30 contract maintenance fee. Additional riders and options for insurance-related charges will increase expenses and lower returns. Please see the prospectus for details. For a portion of the period, subaccounts may have limited expenses, without which returns would have been lower.
Variable annuities are long-term investments designed for retirement purposes. Putnam Capital Manager products are flexible-premium variable annuities held by Talcott Resolution Life, Inc., Simsbury, CT.
Putnam Allstate variable annuities are flexible-premium deferred variable annuities issued by Allstate Life Insurance Company (Allstate Life); underwritten by Allstate Distributors, L.L.C., both of Northbrook, IL; and sold through registered representatives or bank employees who are licensed insurance agents. Please check for availability in your specific state.
These policies have limitations and are sold by prospectus only. The prospectus contains details on the variable annuity, the subaccounts, contract features, fees, expenses, and other pertinent information.
Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus containing this and other information for any variable annuity or variable life product that invests in Putnam Variable Trust funds, contact your financial advisor for a contract prospectus and prospectus for the underlying funds. You may also call Talcott Resolution at 1-800-521-0538 or Allstate at 1-800-390-1277. Read the prospectuses carefully before investing.
For the most recent month-end performance, please call Talcott Resolution at 1-800-521-0538 or Allstate at 1-800-390-1277.
Holdings
| Inmode | 2.92% |
| Tfi International | 2.43% |
| R1 Rcm | 2.37% |
| Five Below | 2.08% |
| Boot Barn Holdings | 1.99% |
| Hamilton Lane | 1.97% |
| Conmed Corp | 1.97% |
| Azek The | 1.95% |
| Colliers International Group | 1.91% |
| Manhattan Associates | 1.85% |
| Top 10 holdings, total: | 21.44% |
| Top 10 holdings as of 04/30/21 | |
|---|---|
| 1: Inmode | 2.92% |
| 2: Tfi International | 2.43% |
| 3: R1 Rcm | 2.37% |
| 4: Five Below | 2.08% |
| 5: Boot Barn Holdings | 1.99% |
| 6: Hamilton Lane | 1.97% |
| 7: Conmed Corp | 1.97% |
| 8: Azek The | 1.95% |
| 9: Colliers International Group | 1.91% |
| 10: Manhattan Associates | 1.85% |
| Holdings represent 21.44% of portfolio | |
| Top 10 holdings as of 03/31/21 | |
|---|---|
| 1: Inmode | 2.74% |
| 2: R1 Rcm | 2.32% |
| 3: Tfi International | 2.16% |
| 4: Entegris | 2.14% |
| 5: Medpace Holdings | 2.11% |
| 6: Hamilton Lane | 2.06% |
| 7: Five Below | 2.05% |
| 8: Conmed Corp | 1.89% |
| 9: Adapthealth Corp | 1.86% |
| 10: Boot Barn Holdings | 1.82% |
| Holdings represent 21.15% of portfolio | |
| Top 10 holdings as of 02/28/21 | |
|---|---|
| 1: Inmode | 2.51% |
| 2: R1 Rcm | 2.49% |
| 3: Medpace Holdings | 2.01% |
| 4: Hamilton Lane | 1.99% |
| 5: Techtarget | 1.93% |
| 6: Entegris | 1.93% |
| 7: Tfi International | 1.93% |
| 8: Colliers International Group | 1.82% |
| 9: Five Below | 1.80% |
| 10: Repligen Corp | 1.79% |
| Holdings represent 20.20% of portfolio | |
| Top 10 holdings as of 01/31/21 | |
|---|---|
| 1: R1 Rcm | 2.40% |
| 2: Inmode | 2.25% |
| 3: Cable One | 1.97% |
| 4: Tfi International | 1.97% |
| 5: Techtarget | 1.93% |
| 6: Entegris | 1.91% |
| 7: Adapthealth Corp | 1.87% |
| 8: Five Below | 1.80% |
| 9: Hamilton Lane | 1.78% |
| 10: Repligen Corp | 1.78% |
| Holdings represent 19.66% of portfolio | |
| INMODE LTD SEDOL BK5Z9R9 | 2.74% | R1 RCM INC SEDOL BD8PMK1 | 2.32% | TFI INTERNATIONAL INC SEDOL BDRXBF4 | 2.16% | ENTEGRIS INC SEDOL 2599700 | 2.14% | MEDPACE HOLDINGS INC SEDOL BDCBC61 | 2.11% | HAMILTON LANE INC-CLASS A SEDOL BF0SR29 | 2.06% | FIVE BELOW SEDOL B85KFY9 | 2.05% | CONMED CORP SEDOL 2216010 | 1.89% | ADAPTHEALTH CORP SEDOL BKDRF35 | 1.86% | BOOT BARN HOLDINGS INC SEDOL BRS6600 | 1.82% | NOVA MEASURING INSTRUMENTS SEDOL 2577740 | 1.81% | COLLIERS INTERNATIONAL GROUP SEDOL BYL7SB4 | 1.80% | CABLE ONE INC SEDOL BZ07DS4 | 1.78% | AZEK CO INC/THE SEDOL BKPVG43 | 1.76% | NOVANTA INC SEDOL BD8S5H8 | 1.74% | CHURCHILL DOWNS INC SEDOL 2194105 | 1.71% | REPLIGEN CORP SEDOL 2731654 | 1.71% | TECHTARGET SEDOL B1XH822 | 1.67% | MANHATTAN ASSOCIATES INC SEDOL 2239471 | 1.64% | SAIA INC SEDOL 2982399 | 1.64% | BRINK'S CO/THE SEDOL 2691305 | 1.60% | PAYLOCITY HOLDING CORP SEDOL BKM4N88 | 1.59% | PERFORMANCE FOOD GROUP CO SEDOL BYVYD43 | 1.58% | LITHIA MOTORS INC-CL A SEDOL 2515030 | 1.58% | VERRA MOBILITY CORP SEDOL BFXX5X8 | 1.54% | LHC GROUP INC SEDOL B06DT50 | 1.46% | OPEN LENDING CORP - CL A SEDOL BMTD3M6 | 1.43% | PENN NATIONAL GAMING INC SEDOL 2682105 | 1.38% | HALOZYME THERAPEUTICS INC SEDOL 2975098 | 1.37% | KINSALE CAPITAL GROUP INC SEDOL BD1MGQ3 | 1.36% | TETRA TECH INC SEDOL 2883890 | 1.33% | ACCELERON PHARMA INC SEDOL BDGTXQ8 | 1.32% | CSW INDUSTRIALS INC SEDOL BYQD1J6 | 1.23% | MONTROSE ENVIRONMENTAL GROUP SEDOL BLCB610 | 1.23% | SPS COMMERCE INC SEDOL B57VWJ3 | 1.22% | PATRICK INDUSTRIES INC SEDOL 2673154 | 1.17% | BROOKS AUTOMATION INC | 1.12% | J2 GLOBAL INC SEDOL B75DGJ3 | 1.09% | SITEONE LANDSCAPE SUPPLY INC SEDOL BYQ7X81 | 1.09% | TOPBUILD CORP SEDOL BZ0P3W2 | 1.06% | AXONICS MODULATION TECHNOLOG SEDOL BGDQ8B3 | 1.05% | UPLAND SOFTWARE INC SEDOL BS7K7H4 | 1.03% | INGEVITY CORP SEDOL BD4LHG4 | 1.03% | NATERA INC SEDOL BYQRG48 | 1.02% | DECKERS OUTDOOR CORP SEDOL 2267278 | 1.01% | SHIFT4 PAYMENTS INC-CLASS A SEDOL BLF0L75 | 1.00% | RBC BEARINGS INC SEDOL B0GLYB5 | 0.99% | ALTRA INDUSTRIAL MOTION CORP SEDOL B1L82T2 | 0.97% | EVERBRIDGE INC SEDOL BYY5ZB4 | 0.97% | LIGHTSPEED POS INC-SUB VOTE SEDOL BJM05V6 | 0.95% | PHREESIA INC SEDOL BKF9DQ8 | 0.95% | RH SEDOL BYXR425 | 0.92% | II-VI INC SEDOL 2452698 | 0.87% | INSTALLED BUILDING PRODUCTS SEDOL BJSP4C9 | 0.85% | PLANET FITNESS INC - CL A SEDOL BYSFJV8 | 0.84% | INSMED INC SEDOL 2614487 | 0.81% | FRESHPET INC SEDOL BS7K7M9 | 0.80% | INSULET CORP SEDOL B1XGNW4 | 0.78% | WINGSTOP INC SEDOL BYYXHN4 | 0.78% | RAPID7 INC SEDOL BZ22CY6 | 0.71% | TG THERAPEUTICS INC SEDOL B828K63 | 0.71% | ASCENDIS PHARMA A/S - ADR SEDOL BV9G6B8 | 0.70% | MIRATI THERAPEUTICS INC SEDOL BBPK0J0 | 0.69% | SUNRUN INC SEDOL BYXB1Y8 | 0.68% | AMEDISYS INC SEDOL 2024332 | 0.67% | ARRAY TECHNOLOGIES INC SEDOL BLBLMD5 | 0.65% | BIOHAVEN PHARMACEUTICAL HOLD SEDOL BZ8FXC4 | 0.65% | BLACKLINE INC SEDOL BD3WZS6 | 0.65% | VERACYTE INC SEDOL BFTWZY0 | 0.64% | ORION ENGINEERED CARBONS SA SEDOL BP8FKJ0 | 0.63% | TURNING POINT THERAPEUTICS I SEDOL BJXBP30 | 0.63% | BALLARD POWER SYSTEMS INC SEDOL 2120371 | 0.63% | CHUY'S HOLDINGS INC SEDOL B88WMY1 | 0.59% | CHEMOCENTRYX INC SEDOL B6ZL968 | 0.58% | CASTLE BIOSCIENCES INC SEDOL BKLCWZ3 | 0.55% | SERVISFIRST BANCSHARES INC SEDOL BMH0MP5 | 0.54% | MADISON SQUARE GARDEN SPORTS SEDOL BYQCZ35 | 0.53% | STEPSTONE GROUP INC-CLASS A SEDOL BLFDXF6 | 0.53% | SPROUT SOCIAL INC - CLASS A SEDOL BKTNTS0 | 0.51% | APPLIED INDUSTRIAL TECH INC SEDOL 2086309 | 0.49% | EMERGENT BIOSOLUTIONS INC SEDOL B1HJLW5 | 0.48% | DENALI THERAPEUTICS INC SEDOL BD2B4V0 | 0.48% | REDFIN CORP SEDOL BF1BDQ3 | 0.46% | VERTEX INC - CLASS A SEDOL BMX6DM1 | 0.45% | TWIST BIOSCIENCE CORP SEDOL BGKG6G7 | 0.42% | ANTARES PHARMA INC SEDOL 2383163 | 0.39% | EVERARC HOLDINGS LTD SEDOL BL4KJD8 | 0.36% | PACIFIC BIOSCIENCES OF CALIF SEDOL B4N8MH9 | 0.28% | PROVENTION BIO INC SEDOL BG346B3 | 0.26% |
| R1 RCM INC SEDOL BD8PMK1 | 2.32% | CABLE ONE INC SEDOL BZ07DS4 | 2.23% | ENTEGRIS INC SEDOL 2599700 | 1.90% | HAMILTON LANE INC-CLASS A SEDOL BF0SR29 | 1.87% | INMODE LTD SEDOL BK5Z9R9 | 1.85% | MEDPACE HOLDINGS INC SEDOL BDCBC61 | 1.84% | FIVE BELOW SEDOL B85KFY9 | 1.82% | ADAPTHEALTH CORP SEDOL BKDRF35 | 1.77% | MERCURY SYSTEMS INC SEDOL 2144047 | 1.75% | REPLIGEN CORP SEDOL 2731654 | 1.73% | COLLIERS INTERNATIONAL GROUP SEDOL BYL7SB4 | 1.70% | KINSALE CAPITAL GROUP INC SEDOL BD1MGQ3 | 1.68% | NOVANTA INC SEDOL BD8S5H8 | 1.65% | PLANET FITNESS INC - CL A SEDOL BYSFJV8 | 1.63% | EVERBRIDGE INC SEDOL BYY5ZB4 | 1.61% | PAYLOCITY HOLDING CORP SEDOL BKM4N88 | 1.59% | TECHTARGET SEDOL B1XH822 | 1.55% | TFI INTERNATIONAL INC SEDOL BDRXBF4 | 1.55% | CONMED CORP SEDOL 2216010 | 1.53% | SPS COMMERCE INC SEDOL B57VWJ3 | 1.53% | AMEDISYS INC SEDOL 2024332 | 1.52% | MANHATTAN ASSOCIATES INC SEDOL 2239471 | 1.52% | VERRA MOBILITY CORP SEDOL BFXX5X8 | 1.49% | CSW INDUSTRIALS INC SEDOL BYQD1J6 | 1.46% | LHC GROUP INC SEDOL B06DT50 | 1.46% | NOVA MEASURING INSTRUMENTS SEDOL 2577740 | 1.44% | DECKERS OUTDOOR CORP SEDOL 2267278 | 1.44% | CHURCHILL DOWNS INC SEDOL 2194105 | 1.43% | AZEK CO INC/THE SEDOL BKPVG43 | 1.35% | SAIA INC SEDOL 2982399 | 1.35% | ACCELERON PHARMA INC SEDOL BDGTXQ8 | 1.29% | EMERGENT BIOSOLUTIONS INC SEDOL B1HJLW5 | 1.27% | BOOT BARN HOLDINGS INC SEDOL BRS6600 | 1.24% | PHREESIA INC SEDOL BKF9DQ8 | 1.18% | PALOMAR HOLDINGS INC SEDOL BJYLZK6 | 1.14% | SHIFT4 PAYMENTS INC-CLASS A SEDOL BLF0L75 | 1.12% | SUNRUN INC SEDOL BYXB1Y8 | 1.11% | TOPBUILD CORP SEDOL BZ0P3W2 | 1.11% | VERTEX INC - CLASS A SEDOL BMX6DM1 | 1.11% | PENN NATIONAL GAMING INC SEDOL 2682105 | 1.10% | FIVE9 INC SEDOL BKY7X18 | 1.09% | OPEN LENDING CORP - CL A SEDOL BMTD3M6 | 1.07% | SITEONE LANDSCAPE SUPPLY INC SEDOL BYQ7X81 | 1.04% | 1LIFE HEALTHCARE INC SEDOL BKMG1N5 | 1.04% | ARRAY TECHNOLOGIES INC SEDOL BLBLMD5 | 1.03% | NATERA INC SEDOL BYQRG48 | 1.03% | Q2 HOLDINGS INC SEDOL BKM4KV0 | 1.00% | TETRA TECH INC SEDOL 2883890 | 1.00% | INGEVITY CORP SEDOL BD4LHG4 | 0.98% | WINGSTOP INC SEDOL BYYXHN4 | 0.96% | PATRICK INDUSTRIES INC SEDOL 2673154 | 0.96% | BROOKS AUTOMATION INC | 0.95% | ASCENDIS PHARMA A/S - ADR SEDOL BV9G6B8 | 0.94% | MIRATI THERAPEUTICS INC SEDOL BBPK0J0 | 0.93% | RBC BEARINGS INC SEDOL B0GLYB5 | 0.91% | BLACKLINE INC SEDOL BD3WZS6 | 0.90% | QUIDEL CORP SEDOL 2717591 | 0.87% | RAPID7 INC SEDOL BZ22CY6 | 0.87% | BRINK'S CO/THE SEDOL 2691305 | 0.86% | BIOHAVEN PHARMACEUTICAL HOLD SEDOL BZ8FXC4 | 0.83% | HALOZYME THERAPEUTICS INC SEDOL 2975098 | 0.81% | TURNING POINT THERAPEUTICS I SEDOL BJXBP30 | 0.81% | INSMED INC SEDOL 2614487 | 0.80% | INSTALLED BUILDING PRODUCTS SEDOL BJSP4C9 | 0.79% | CHEGG INC SEDOL BG6N6K6 | 0.78% | INSULET CORP SEDOL B1XGNW4 | 0.77% | TG THERAPEUTICS INC SEDOL B828K63 | 0.77% | IMMUNOVANT INC SEDOL BJRFSB7 | 0.76% | CASELLA WASTE SYSTEMS INC-A SEDOL 2120490 | 0.76% | TREX COMPANY INC SEDOL 2483074 | 0.72% | NEVRO CORP SEDOL BS7K7C9 | 0.72% | Y-MABS THERAPEUTICS INC SEDOL BG31GH0 | 0.68% | MONTROSE ENVIRONMENTAL GROUP SEDOL BLCB610 | 0.67% | CASTLE BIOSCIENCES INC SEDOL BKLCWZ3 | 0.66% | ROCKET PHARMACEUTICALS INC SEDOL BDFKQ07 | 0.65% | CHEMOCENTRYX INC SEDOL B6ZL968 | 0.64% | VERACYTE INC SEDOL BFTWZY0 | 0.62% | ABM INDUSTRIES INC SEDOL 2024901 | 0.61% | TERRENO REALTY CORP SEDOL B3N4753 | 0.57% | TWIST BIOSCIENCE CORP SEDOL BGKG6G7 | 0.49% | VERICEL CORP SEDOL BSBMN89 | 0.48% | PTC THERAPEUTICS INC SEDOL B17VCN9 | 0.47% | DENALI THERAPEUTICS INC SEDOL BD2B4V0 | 0.47% | UPLAND SOFTWARE INC SEDOL BS7K7H4 | 0.44% | ANTARES PHARMA INC SEDOL 2383163 | 0.38% | EVERARC HOLDINGS LTD SEDOL BL4KJD8 | 0.35% | CRYOPORT INC SEDOL BY2ZKK0 | 0.35% | PROVENTION BIO INC SEDOL BG346B3 | 0.30% | RADNET INC SEDOL B1JNG19 | 0.27% | LIGHTSPEED POS INC-SUB VOTE SEDOL BJM05V6 | 0.26% |
Portfolio Composition as of 04/30/21
| Common stock | 99.79% |
| Cash and net other assets | 0.21% |
Consider these risks before investing: Investments in small and/or midsize companies increase the risk of greater price fluctuations. Growth stocks may be more susceptible to earnings disappointments, and the market may not favor growth-style investing. The value of investments in the fund’s portfolio may fall or fail to rise over extended periods of time for a variety of reasons, including general economic, political, or financial market conditions; investor sentiment and market perceptions; government actions; geopolitical events or changes; and factors related to a specific issuer, geography, industry, or sector. These and other factors may lead to increased volatility and reduced liquidity in the fund’s portfolio holdings. These risks are generally greater for small and midsize companies. From time to time, the fund may invest a significant portion of its assets in companies in one or more related industries or sectors, which would make the fund more vulnerable to adverse developments affecting those industries or sectors. Our investment techniques, analyses, and judgments may not produce the outcome we intend. The investments we select for the fund may not perform as well as other securities that we do not select for the fund. We, or the fund’s other service providers, may experience disruptions or operating errors that could have a negative effect on the fund. You can lose money by investing in the fund. Variable annuities are long-term investments designed for retirement purposes. Withdrawals prior to age 59 1/2 may be subject to a 10% IRS penalty.
Top Industry Sectors as of 04/30/21
| Health care | 27.71% |
|---|---|
| Information technology | 22.23% |
| Industrials | 16.70% |
| Consumer discretionary | 16.37% |
| Financials | 6.46% |
| Communication services | 3.85% |
| Consumer staples | 2.45% |
| Real estate | 2.38% |
| Materials | 1.64% |
| Other | 0.21% |
0
Expenses
Sales Charges/Fees
| Breakpoint | Sales Charge | Dealer Allowance | CDSC Liab |
|---|---|---|---|
| $0 - $0 | 0.00% | 0.00% | N |
CDSC
| Year | Percent |
|---|---|
| 1 | 7.00% |
| 2 | 7.00% |
| 3 | 6.00% |
| 4 | 5.00% |
| 5 | 4.00% |
| 6 | 3.00% |
| 7 | 2.00% |
| 8+ | 0.00% |