Putnam Hartford Capital Manager

Fixed Accumulation Feature

For investors seeking a guaranteed interest rate and guaranteed principal backed by the general assets of The Hartford.

Fund Description

The Fixed Account is a product of The Hartford. After purchase, the interest rate is guaranteed for one year plus the balance of the calendar quarter in which the money is invested. Interest rate is subject to change. Call Putnam Dealer Marketing Services at (800) 354-4000 for the latest rate.

Sales Story

Positioning phrase: PCM's parking spot for conservative investors. - Guaranteed interest rate and guaranteed principal are backed by the general assets of The Hartford -- one of the strongest life insurance companies in the industry. The guaranteed interest rate makes this good parking spot for investors who are waiting out cycles. Investors may consider investing in PCM Fixed Account and dollar-cost averaging out of the Fixed Account into the other variable investment choices.

You can lose money by investing in a fund. Any given fund may not achieve its goal, and is not intended as a complete investment program. All funds have risk. The value and/or returns of a portfolio will fluctuate with market conditions. You may have more or less than the original amount invested when you redeem your shares.