Form 5498

Putnam Investor Services P.O. Box 8383 Boston, MA 02266-8383 1-800-225-1581 PARTICIPANT'S name, address, and ZIP code JOANNE SAMPLE PO BOX 41203 PROVIDENCE RI 02940-1203 Corrected (if checked)	2014 IRA Contribution information This is important tax information and is being furnished to the Internal Revenue Service (IRS). This form represents your 2014 Form 5498 contributions as of 12/31/14. If additional investments and/or adjustments are made to your account an updated 2014 Form 5498 will be mailed to you by May 1, 2015. Participant's tax identification number xxx-xx-1234

Payer Name, Payer Tax I.D. Number and Account Number	1. IRA Contributions (other than amounts in columns 2-4 and 8-10)	2. Rollover Contributions	3. Roth IRA Conversion Amount	4. Contributions	5. Fair Market Value on 12/31/14	7. IRA/ SEP/ SIMPLE/ Roth IRA	8. SEP Contributions 9. SIMPLE Contributions	10. Roth IRA Contributions 11. 2015 Required Min. Dist. (RMD)
Putnam Funds Trust Consolidated TEFRA 04-3001046
0002-0123456789	9,999,999.99	.00	.00	.00	9,999,999.99	IRA	.00	.00
0004-0123456789	5,777.77	.00	.00	.00	10,000.00	IRA	.00	.00
0008-0123456789	9,999,999.99	.00	.00	.00	9,999,999.99	IRA	.00	.00

Frequently Asked Questions

• Why did I receive a Form 5498 when I have not finished making my contribution for 2014?
  For any retirement plan participant who has made a contribution as of 12/31/14, we are including a Form 5498 in your tax package. Should your 2014 contribution total change in any way (for example, you make additional contributions between January 1, 2015 and April 15, 2015), an updated Form 5498 will be mailed to you by May 31, 2015.
• If I did not make any contributions to my retirement plan for 2014 and need to know the fair market value of my investment, where might I find it?
  If you did not make any contributions, you may obtain the FMV for each plan type and account from your Annual Statement mailed in early January.
• How do I know what my required minimum distribution (RMD) amount is?
  If you are required to take an required minimum distribution in 2014, you will receive a separate RMD statement by January 31, 2015, showing the amount.
• What is the difference between a Traditional IRA and a Roth IRA?
  Contributions to a Traditional IRA are generally tax deductible unless certain income limitations are exceeded by the taxpayer. Contributions to a Roth IRA are not tax deductible. However, distributions form a Roth IRA are tax free as long as you meet certain requirements (see Publication 590 for a complete list). Distributions from a Traditional IRA are generally taxed as ordinary income.
• Are my IRA contributions deductible?
  Contributions to a Roth IRA are not deductible. Contributions to a Traditional IRA may be deductible depending on your income level, your filing status, and your participation in another tax-sheltered plan.