• College Savings Planner
    Use this calculator to create a customized college savings plan for your clients. The calculations can be tailored to specific schools or national averages and will create a variety of customized year-by-year saving strategies to help you get your clients on track for their college savings needs.
  • Required Minimum Distribution (RMD) Calculator
    Compare different RMD options and schedules available to clients approaching age 70%
  • 72(t) Planner
    Identify "penalty free" distribution options available to clients entering early retirement prior to age 59%

Your clients should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, or a summary prospectus if available, containing this and other information for any Putnam fund or product, call the Putnam Client Engagement Center at 1-800-354-4000 or click on the prospectus section to view or download a prospectus. Please read the prospectus carefully before investing.

If you are having difficulty using this Web site, please call Putnam Investments at 1-800-362-6061.

FOR DEALER USE ONLY. This material is prepared for dealer information only. It may not be reproduced, shown, or otherwise communicated to members of the public nor used in written form as sales literature.