Explore research driven analysis of evolving market themes.
March 6, 2019
A traditional gauge of success for the 401(k) measures inputs, but companies also need to track outcomes to determine if a plan is successful.
Actively targeting inflation risk for retirement savers
We explain why a dynamic approach to hedging inflation risk in a target-date fund may be a better way to protect a retirement nest egg.
Investing for impact | Q&A with Stephanie Henderson
A member of Putnam's sustainable investing team describes her motivations for spreading ESG fluency throughout the firm to enhance fundamental insights.
Market volatility returns to "old" normal
Our outlook for stock market volatility sees the levels reached in 2018 continuing, in part because these levels were close to the long-term norm.
401(k) reaches milestone as innovation continues
As the 401(k) reaches milestone, the workplace savings plan continues its evolution, adapting to changing demographics and savers’ needs.
ESG Outlook for 2019
We see increasing evidence that systems thinking is becoming more prevalent and influential throughout corporations and the investment community.
What November means for 2019
The events of November provide a fresh view of two key risks facing the economy in 2019 — a hawkish Fed and an escalation of the trade war.
Bigger tax refunds may help boost retirement savings
Projections of larger tax refunds this year could mean an increase in contributions to retirement savings.
How company diversity can help performance
The potential to improve work performance is perhaps the most intriguing and least understood argument for diversity — and worth examining in more depth.
Use wellness to gain wealth
New research found that a worker who focuses on wellness may save nearly $100,000 more for retirement than someone who does not manage their health well.
October stock market volatility may signal a shift
Recent stock market volatility reflects a process of pricing in the fact that the global growth outlook has diverged.
Calibrate equity allocations with higher savings rates
Evidence of higher savings rates by plan participants make it reasonable to consider lower equity allocations across the glide path of target-date funds.
How to plan more rationally for longevity risk
Longevity risk — the possibility outliving one's money in retirement — is a genuine risk, but data suggests that many people overestimate its likelihood.
Retirement savings receive attention on Capitol Hill
A number of bills to reform retirement savings are alive in the U.S. Congress this year.
Shaping the curve in glide path design
In designing an optimal glide path for a target date fund, it is critical to focus on portfolio size, investor time horizon, and volatility.
Putting savers at the center of retirement plans
In the past decade, investors have poured significant assets into target date funds, but savings in retirement vintages have been shrinking.
Key risks to consider in glide path design
Sequence risk is the key risk that target-date investment managers need to address along the glide path.
Sustainable investing: Assessing the choices
Sustainable investing is growing in popularity, and investors should be thoughtful about choosing from a range of strategies and portfolios.
HSAs may help workers save more for retirement
Workers saving in both health savings accounts (HSAs) and 401(k) plans tend to save more in their 401(k).
Are international stocks truly cheap?
On the surface, U.S. stocks appear more expensive than international stocks, but a quantitative comparison reveals the impact of sector valuations.
Health savings accounts could add to retirement wealth
Educate employees about the advantages of a health savings accounts as a way to build flexible long-term assets.
The views and opinions expressed are those of the speaker, are subject to change with market conditions, and are not meant as investment advice.