Explore research driven analysis of evolving market themes.
July 17, 2018
In designing an optimal glide path for a target date fund, it is critical to focus on portfolio size, investor time horizon, and volatility.
Putting savers at the center of retirement plans
In the past decade, investors have poured significant assets into target date funds, but savings in retirement vintages have been shrinking.
Key risks to consider in glide path design
Sequence risk is the key risk that target-date investment managers need to address along the glide path.
The broader meaning of a better earnings harvest
We believe the earnings recession in 2015 and the first half of 2016 marked the beginning of a new earnings cycle.
Sustainable investing: Assessing the choices
Sustainable investing is growing in popularity, and investors should be thoughtful about choosing from a range of strategies and portfolios.
Interest-rate risk is elevated
Gains in employment may herald greater rate risk, giving investors reason to consider income opportunities outside of traditional bond benchmarks.
HSAs may help workers save more for retirement
Workers saving in both health savings accounts (HSAs) and 401(k) plans tend to save more in their 401(k).
Are international stocks truly cheap?
On the surface, U.S. stocks appear more expensive than international stocks, but a quantitative comparison reveals the impact of sector valuations.
Why we feel recession talk is premature
The yield curve and Leading Economic Indicators are two effective recession indicators that offer insights on potential opportunities and risks ahead.
The value opportunity
If earnings grow as expected, value stocks may have an edge over growth stocks in 2018.
Health savings accounts could add to retirement wealth
Educate employees about the advantages of a health savings accounts as a way to build flexible long-term assets.
Just how cheap are European equities?
Our analysis finds that industry group weightings play a significant role in valuation discrepancies between U.S. and European equities.
What could disturb unprecedented calm in markets?
What’s most remarkable about 2017 is the market calm, but this is not a sign that the trend will revert to the mean.
Are millennials with HSAs thinking about retirement?
More millennials may contribute to health savings accounts in recent years, but they may not be aware of the potential to save for retirement.
Looking for impact in CEO compensation
It’s important for investors to be able to understand how a company’s performance relates to CEO compensation.
Longevity and medical costs – education for the great unknowns
Understanding the impact of longevity and medical costs on savings requires education and a proactive approach to saving.
Why a meaningful near-term market correction is unlikely
2017 is a rare year without a stock market correction of at least 5%, but that doesn't make a correction more likely in the fourth quarter.
Avoiding retirement savings shortfalls requires a team effort
Plan features, employer match, deferral rates, and investor education all work together to help participants avoid retirement savings shortfalls.
Using and enhancing ESG investment data
ESG data is having investment impact but is still evolving, and stands to benefit from feedback offered by fundamental analysts.
What motivates millennials to save for retirement?
Recent surveys offer clues about retirement plan features and investment options that might motivate millennials to save more.
Choosing an investing glide path to retirement
When it comes to saving for retirement, a target-date fund offers a convenient feature — a glide path that systematically manages diversification.
Are millennials missing out on retirement tax advantages?
Millennials are saving at a higher rate than certain older generations, but may be missing out on the tax advantages of workplace savings plans.
The views and opinions expressed are those of the speaker, are subject to change with market conditions, and are not meant as investment advice.