Putnam Investments - Defined Contribution Investment Only

Brett S. Kozlowski, CFA Portfolio Manager

Funds managed	Fact sheet	Annual	Semi-annual	Compare
Diversified Income Trust
5-year Morningstar rating among 160 funds in the Nontraditional Bond category.
Income Fund
overall Morningstar rating among 852 funds in the Intermediate-Term Bond category.
10-year Morningstar rating among 350 funds in the Intermediate-Term Bond category.
5-year Morningstar rating among 773 funds in the Intermediate-Term Bond category.

Responsibilities

Mr. Kozlowski is a Portfolio Manager in the Fixed Income group, specializing in structured credit. Mr. Kozlowski is responsible for developing investment strategies within securitized sectors, including agency mortgage-backed securities (MBS); non-agency residential mortgage-backed securities (RMBS); commercial mortgage-backed securities (CMBS); and asset-backed securities. In addition, Mr. Kozlowski is a Portfolio Manager of Putnam Diversified Income Trust, Putnam Income Fund, Putnam Master Intermediate Income Trust, Putnam Premier Income Trust, and several institutional client portfolios. He joined Putnam in 2008 and has been in the investment industry since 1997.

Experience

Years in the industry: 20

Years at Putnam Investments: 9

Fidelity Investments
Portfolio Manager, 2006-2008

Fidelity Investments
Research Analyst, 2003-2006

Fidelity Investments
Trader, 2001-2003

Fidelity Investments
Portfolio Analyst, 2000-2001

Fidelity Investments
Research Associate, 1997-2000

Education

Massachusetts Institute of Technology, B.S.

Putnam Investments - Defined Contribution Investment Only

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Brett S. Kozlowski, CFA Portfolio Manager

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