Mr. Kozlowski is Co-Head of Structured Credit within Fixed Income, focusing on Putnam's structured credit strategies as well as 37 Capital's alternative structured credit strategies. He is responsible for developing investment strategies within securitized sectors, including commercial mortgage and structured finance securities. Mr. Kozlowski also leads Putnam’s ESG effort within structured credit. He collaborates with portfolio managers and analysts on ESG integration to assess the fundamental relevance of ESG issues at a security level, and the potential for alpha generation and risk mitigation at the portfolio level. Mr. Kozlowski is a Portfolio Manager of Putnam Diversified Income Trust, Putnam Income Fund, Putnam Master Intermediate Income Trust, Putnam Mortgage Opportunities Fund, Putnam Mortgage Securities Fund, Putnam Premier Income Trust, Putnam Short Duration Bond Fund, and several institutional portfolios. In addition, he is a Portfolio Manager of 37 Capital’s Securitized and Private Mortgage funds. Mr. Kozlowski joined Putnam in 2008 and has been in the investment industry since 1997.