Annuities

Putnam offers its investment expertise and products through partnerships with a number of the country's best-known insurance companies.

The hartford

The Hartford product line

The Hartford Financial Services Group, Inc. has protected individuals, businesses and families since 1810.

Allstate

Putnam Allstate product line

Putnam Allstate Advisor variable annuities are issued by Allstate Life Insurance Company and underwritten by Allstate Distributors, L.L.C.

Putnam Hartford Capital Manager variable annuities

The following Putnam Hartford Capital Manager variable annuities closed to new accounts on May, 2, 2005.

Existing account holders may continue to make deposits to their contracts.

Putnam Hartford Capital Manager
  |   Date of Sale: 02/01/88–09/01/88
  |   Date of Sale: 09/01/88–05/01/90
  |   Date of Sale: 05/01/90–05/01/92
  |   Date of Sale: 05/01/92–06/27/94
  |   Date of Sale: 06/27/94–05/01/99
  |   Date of Sale: 05/03/99–08/07/02
  |   Date of Sale: 08/08/02–05/30/03
  |   Date of Sale: 06/02/03–04/29/05

Putnam Hartford Capital Manager Outlook
  |   Date of Sale: 10/16/00–05/30/03
  |   Date of Sale: 06/02/03–04/29/05

Putnam Hartford Capital Manager Plus
  |   Date of Sale: 03/06/00–05/30/03
  |   Date of Sale: 06/02/03–04/29/05

Putnam Hartford Capital Manager Access
  |   Date of Sale: 08/03/98–05/30/03
  |   Date of Sale: 06/02/03–04/29/05

Hartford subaccounts Style Director M Capital Manager
Fixed Accumulation Feature Income •
Putnam International Equity Subaccount Blend • •
Putnam International Growth Subaccount Growth •
Putnam International Value Subaccount Value •
Putnam Growth Opportunities Subaccount Growth •
Putnam Capital Opportunities Subaccount Blend •
Putnam Diversified Income Subaccount Income • •
Putnam Global Asset Allocation Subaccount Asset Allocation • •
Putnam High Yield Subaccount Income •
Putnam Money Market Subaccount Income •
Putnam Global Equity Subaccount Blend •
Putnam Growth and Income Subaccount Value • •
Putnam Global Health Care Subaccount Global Sector •
Putnam Investors Subaccount Blend • •
Putnam Multi-Cap Value Subaccount Value • •
George Putnam Balanced Fund Subaccount Value • •
Putnam Small Cap Value Subaccount Value • •
Putnam Research Subaccount Blend •
Putnam Voyager Subaccount Growth • •
Putnam Global Utilities Subaccount Global Sector •
Putnam American Government Subaccount Income •
Putnam Equity Income Subaccount Value •
Putnam Multi-Cap Growth Subaccount Growth •
Putnam Income Subaccount Income •

Funds are ranked according to Overall Morningstar Risk. Fund placement is based on a standard scale. Relative risk between funds is not represented. For income funds, if other risk factors were considered, such as credit risk, interest-rate risk, or inflation risk, rankings on the ribbons would vary.

Variable annuities are long-term investments designed for retirement purposes. Putnam Hartford products are flexible-premium variable annuities issued by Hartford Life and Annuity Insurance Company, Simsbury, CT.

These policies have limitations and are sold by prospectus only. The prospectus contains details on the variable annuity, the subaccounts, contract features, fees, expenses, and other pertinent information.

Allstate Life Insurance Company is among the largest and fastest growing life insurance companies. Allstate Life offers strength and stability as an insurer and an unvarying commitment to quality service.

Allstate subaccounts Style Advisor Advisor Plus Advisor Preferred
Putnam Capital Opportunities Subaccount Blend View View View
Putnam American Government Subaccount Income View View View
Putnam Growth Opportunities Subaccount Growth View View View
Putnam Multi-Cap Value Subaccount Value View View View
Putnam International Equity Subaccount Blend View View View
Putnam Growth and Income Subaccount Value View View View
Putnam Global Equity Subaccount Blend View View View
Putnam High Yield Subaccount Income View View View
Putnam Global Health Care Subaccount Global Sector View View View
Putnam Global Asset Allocation Subaccount Asset Allocation View View View
Putnam Income Subaccount Income View View View
Putnam Small Cap Value Subaccount Value View View View
Putnam Research Subaccount Blend View View View
Putnam International Value Subaccount Value View View View
Putnam International Growth Subaccount Growth View View View
Putnam Multi-Cap Growth Subaccount Growth View View View
Putnam Investors Subaccount Blend View View View
Putnam Money Market Subaccount Income View View View
Putnam Equity Income Subaccount Value View View View
Putnam Global Utilities Subaccount Global Sector View View View
Putnam Voyager Subaccount Growth View View View
George Putnam Balanced Fund Subaccount Value View View View
Fixed Account Income View View View
Putnam Diversified Income Subaccount Income View View View

Funds are ranked according to Overall Morningstar Risk. Fund placement is based on a standard scale. Relative risk between funds is not represented. For income funds, if other risk factors were considered, such as credit risk, interest-rate risk, or inflation risk, rankings on the ribbons would vary.

Variable Annuities are long-term investments designed for retirement purposes.

Putnam Allstate Advisor, Putnam Allstate Advisor Plus and Putnam Allstate Advisor Preferred variable annuities are flexible-premium deferred variable annuities issued by Allstate Life Insurance Company, underwritten by Allstate Distributors, L.L.C, Northbrook, IL, and are sold through registered representatives, or bank employees who are licensed insurance agents. Please check for availability in your specific state.

These policies have limitations and are sold by prospectus only. The prospectus contains details on the variable annuity, the subaccounts, contract features, fees, expenses, and other pertinent information.

Please note that Putnam Investments, Allstate Life, or any of their agents cannot give legal or tax advice. The brief discussion of taxes in this material may not be complete or necessarily current; the laws and regulations are complex and subject to change. For complete details, consult your attorney or tax advisor.

Variable Trust Portfolios Top 10 holdings Equity holdings Full portfolio holdings
Putnam Absolute Return 500 View (PDF) View (PDF) View (PDF)
Fixed Accumulation Feature N/A N/A N/A
Putnam International Equity Subaccount View View View
Putnam International Growth Subaccount View View View
Putnam International Value Subaccount View View View
Putnam Growth Opportunities Subaccount View View View
Putnam Capital Opportunities Subaccount View View View
Putnam Diversified Income Subaccount View View View
Putnam Global Asset Allocation Subaccount View View View
Putnam High Yield Subaccount View View View
Putnam Money Market Subaccount View N/A N/A
Putnam Global Equity Subaccount View View View
Putnam Growth and Income Subaccount View View View
Putnam Global Health Care Subaccount View View View
Putnam Investors Subaccount View View View
Putnam Multi-Cap Value Subaccount View View View
George Putnam Balanced Fund Subaccount View View View
Putnam Small Cap Value Subaccount View View View
Putnam Research Subaccount View View View
Putnam Voyager Subaccount View View View
Putnam Global Utilities Subaccount View View View
Putnam American Government Subaccount View N/A View
Putnam Equity Income Subaccount View View View
Putnam Multi-Cap Growth Subaccount View View View
Putnam Income Subaccount View N/A View

Putnam Variable Trust funds are available through variable products offered by third-party insurance companies. For a prospectus containing information for any variable annuity or variable life product that invests in Putnam Variable Trust funds, contact your financial advisor or the offering insurance company for a contract prospectus and prospectus for the underlying funds. For Hartford and Allstate products, please call Hartford at 1-800-523-7798 or Allstate at 1-800-203-0068. Read the prospectuses carefully before investing.